Are you an investor?

Have you heard about DSCR mortgage? If you are thinking about purchasing a rental property, this is the easiest way to do it! Many people purchasing to do Airbnb/VRBO or Long term rentals use this! Contact me today!

Unique Products
For Borrowers in 2024*

DSCR (Debt Service Coverage Ratio Products)

Borrowers looking to qualify based on property income

・Credit scores down to 660
・LTVS up to 80%
・Ability to vest in name of LLC or corporation
・Loan amounts up to $2M
・No borrower income or employment information required
・Interest-Only Options
・Cash-out solutions to unlock equity for future investments .
・Non-QM Second Mortgage Program

Non-Prime

Flexible solutions for borrowers recovering from recent credit impairments

・Credit scores down to 620
・LTVS up to 80%, No MI
・Loan amounts up to $1.5M
・DTIS up to 50%
・Standard Full Doc & Self-Employed Bank Statement Options (12 or 24 Months)
・Interest-Only Options
・Cash-out solutions to unlock equity or consolidate debt

Expanded-Prime

Borrowers at least 4 years past a housing event

・Credit scores down to 660
・LTVS up to 90%, No MI
・Loan amounts up to $3M
・DTIS up to 50%
・Standard Full Doc & Self-Employed Bank Statement Options (12 or 24 Months)
・Second Home, Investment Properties, and Interest-Only Options

If you have questions, please contact me now!

西村 まどか
Cell: 321-948-9191
Mail: Realtor@madoka-nishimura.com